One account designed to simplify how you save, borrow and pay — zero balance savings, instant loans and 24×7 UPI, opened in five minutes.
Twenty-four years of helping Indian families and businesses save, borrow and grow — with pricing you can actually read and people who pick up the phone.
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Make every rupee work harder with a card that earns cashback, rewards and instant benefits on its own.
Shop and travel in 150+ countries at live exchange rates, with zero mark-up on your first ₹1 lakh each year.
Tap and pay at any terminal, or leave the card at home and pay by UPI straight from the Crown app.
Freeze the card, cap limits and block online use in one tap. Every payment is fraud-checked in real time.
From your first salary account to your family's home loan — Crown Bank grows with you.
Open Your AccountZero-balance digital savings with up to 6.5% interest, free RuPay debit card and instant UPI.
Explore accountsLoans from ₹50,000 to ₹5 Cr at 8.35%* p.a. Paperless approval and disbursal within 24 hours.
Apply for a loanLifetime-free cards with 5% cashback on fuel, groceries and travel, plus airport lounge access.
View cardsMutual funds, SIPs, digital gold and tax-saving FDs with a dedicated relationship manager.
Start investingPay bills, split expenses, set spend limits and freeze your card instantly — right from the app.
Get the appCurrent accounts, POS machines, payroll and working-capital limits built for growing MSMEs.
Talk to usNo fine print, no queues, no waiting on hold. Here is what changes the day you move your money to Crown.
No minimum balance, no surprise deductions. Every fee is written in plain language before you sign anything.
Personal and business loans are underwritten digitally, so the money reaches your account within 24 hours.
An RBI-licensed bank, with every deposit insured up to ₹5 lakh per customer under DICGC cover.
Biometric login, real-time fraud checks and one-tap card freeze keep your balance yours alone.
Call any hour and a Crown banker picks up — average wait under 40 seconds, in eight Indian languages.
Up to 5% cashback on everyday spends, credited every month. No points to chase, no expiry dates.
Fully paperless and done from your sofa. No branch visit, no photocopies, no agent chasing you for signatures.
Start on the app or this page with your number and verify the OTP we send you.
30 secondsYour details are fetched and matched instantly — nothing to type twice, nothing to upload.
2 minutesA Crown banker joins a short video call to confirm it is really you. Available 8am to 10pm.
2 minutesAccount number and UPI ID go live immediately. Your RuPay debit card ships the same day.
InstantOne page, every number. No joining fee, no lock-in and no charge that is not printed right here.
Rates shown are the lowest applicable and depend on your credit profile, income and tenure.
| Tenure | General | Senior Citizen |
|---|---|---|
| 7 days – 6 months | 4.50% | 5.00% |
| 6 months – 1 year | 6.25% | 6.75% |
| 1 year – 2 years | 7.25% | 7.75% |
| 2 years – 3 years | 7.10% | 7.60% |
| 3 years – 5 years | 6.90% | 7.40% |
Book a deposit from ₹5,000 in the app and the rate stays fixed for the full tenure, even if rates fall next quarter.
The things people ask us most before opening an account. Anything else — just call.