Next generation banking for India

Grow Your Money
Without the
Paperwork.

One account designed to simplify how you save, borrow and pay — zero balance savings, instant loans and 24×7 UPI, opened in five minutes.

Digital Payments

₹0 Cr Moved on UPI and cards this year
A Crown debit card being added to a mobile wallet

Instant Loans

0 hrs Average approval to disbursal
A toy robot reading a book

Business Banking

0+ Clinics, labs and MSMEs financed
Researchers working in a medical laboratory
Deposits Managed ₹0 Cr
Loans Disbursed ₹0 Cr
A Crown Bank relationship manager reviewing a plan with a customer
About Us

Banking Built on Trust.

Twenty-four years of helping Indian families and businesses save, borrow and grow — with pricing you can actually read and people who pick up the phone.

More About Us
A Crown Bank team discussing a business banking proposal
0+ Branches & ATMs
0M+ Customers Served
Card Functions

Unlocking the power
of your Crown card

Make every rupee work harder with a card that earns cashback, rewards and instant benefits on its own.

Spend Card Globally

Shop and travel in 150+ countries at live exchange rates, with zero mark-up on your first ₹1 lakh each year.

Contactless Access

Tap and pay at any terminal, or leave the card at home and pay by UPI straight from the Crown app.

Secure Digital Card

Freeze the card, cap limits and block online use in one tap. Every payment is fraud-checked in real time.

What We Offer

Everything you need,
under one roof

From your first salary account to your family's home loan — Crown Bank grows with you.

Open Your Account

Savings Accounts

Zero-balance digital savings with up to 6.5% interest, free RuPay debit card and instant UPI.

Explore accounts

Home & Personal Loans

Loans from ₹50,000 to ₹5 Cr at 8.35%* p.a. Paperless approval and disbursal within 24 hours.

Apply for a loan

Credit & Debit Cards

Lifetime-free cards with 5% cashback on fuel, groceries and travel, plus airport lounge access.

View cards

Investments & Wealth

Mutual funds, SIPs, digital gold and tax-saving FDs with a dedicated relationship manager.

Start investing

Digital Banking

Pay bills, split expenses, set spend limits and freeze your card instantly — right from the app.

Get the app

Business Banking

Current accounts, POS machines, payroll and working-capital limits built for growing MSMEs.

Talk to us
Why Crown

A bank that
earns its keep.

No fine print, no queues, no waiting on hold. Here is what changes the day you move your money to Crown.

0s Average call wait
0% App uptime
₹0 L Insured by DICGC
₹0 Minimum balance
  1. 01

    Zero hidden charges

    No minimum balance, no surprise deductions. Every fee is written in plain language before you sign anything.

  2. 02

    Approvals in hours, not weeks

    Personal and business loans are underwritten digitally, so the money reaches your account within 24 hours.

  3. 03

    Deposits you can trust

    An RBI-licensed bank, with every deposit insured up to ₹5 lakh per customer under DICGC cover.

  4. 04

    Security on every tap

    Biometric login, real-time fraud checks and one-tap card freeze keep your balance yours alone.

  5. 05

    Real people, 24×7

    Call any hour and a Crown banker picks up — average wait under 40 seconds, in eight Indian languages.

  6. 06

    Rewards that add up

    Up to 5% cashback on everyday spends, credited every month. No points to chase, no expiry dates.

How It Works

Your account, open in 5 minutes

Fully paperless and done from your sofa. No branch visit, no photocopies, no agent chasing you for signatures.

01
Enter Your Mobile

Start on the app or this page with your number and verify the OTP we send you.

30 seconds
02
Verify Aadhaar & PAN

Your details are fetched and matched instantly — nothing to type twice, nothing to upload.

2 minutes
03
Video KYC on Call

A Crown banker joins a short video call to confirm it is really you. Available 8am to 10pm.

2 minutes
04
Start Banking

Account number and UPI ID go live immediately. Your RuPay debit card ships the same day.

Instant
Keep these handy before you begin
Aadhaar number PAN card Signature on blank paper
Open Account
Pricing & Rates

Pick the account that fits

One page, every number. No joining fee, no lock-in and no charge that is not printed right here.

Basic
₹0 / month

For your first salary account

  • Zero minimum balance, forever
  • 4.5% p.a. interest, paid quarterly
  • Free RuPay debit card and UPI
  • 5 free ATM withdrawals a month
Open Basic
Wealth
₹999 / month

For portfolios that need a banker on speed dial

  • Dedicated relationship manager
  • Airport lounge access, 8 visits a year
  • Zero forex mark-up on card spends
  • Priority loan and locker allotment
Talk to Wealth
Every account includes UPI & net banking ₹5 lakh DICGC cover 24×7 banker on call No closure charges
Personal
10.99% p.a. onwards

₹50,000 to ₹25 lakh, unsecured

  • Tenure of 12 to 60 months
  • Processing fee 1%, capped at ₹5,000
  • No prepayment charge after 6 EMIs
  • Disbursal within 24 hours
Check eligibility
Business
12.50% p.a. onwards

₹2 lakh to ₹2 Cr for growing MSMEs

  • Overdraft and working-capital limits
  • GST returns accepted as income proof
  • Collateral-free up to ₹50 lakh
  • POS and payroll bundled in
Talk to us
On every loan Paperless approval No hidden processing charges EMI date of your choice

Rates shown are the lowest applicable and depend on your credit profile, income and tenure.

Tenure General Senior Citizen
7 days – 6 months4.50%5.00%
6 months – 1 year6.25%6.75%
1 year – 2 years7.25%7.75%
2 years – 3 years7.10%7.60%
3 years – 5 years6.90%7.40%

Lock in the rate you see today

Book a deposit from ₹5,000 in the app and the rate stays fixed for the full tenure, even if rates fall next quarter.

  • Extra 0.50% for senior citizens
  • Overdraft up to 90% against your FD
  • Monthly or quarterly payout, your choice
Book an FD
FAQ

Questions, answered

The things people ask us most before opening an account. Anything else — just call.

Yes. Crown Basic has no minimum balance requirement and no penalty if your balance touches zero. You keep the debit card, UPI and net banking either way.

Your Aadhaar number, PAN card and a signature on blank paper for the video KYC call. Nothing needs to be scanned, couriered or attested.

Personal and business loans average four hours from approval to money in the account. Home loans take longer because the property paperwork has to be verified — usually five to seven working days.

Crown Bank is regulated by the Reserve Bank of India and every deposit is insured up to ₹5 lakh per customer under DICGC cover. Payments are fraud-checked in real time and you can freeze your card from the app in one tap.

Any time, from the app. Upgrades apply the same day and the fee is charged pro-rata. Downgrades take effect from the next billing month, with no exit charge.

Both. There are 640+ branches and ATMs across India, and a banker on call 24×7 in eight languages if you would rather not travel.
Zero balance. Zero paperwork.

Open Your Crown
Account Today.

“Five minutes, fully paperless, and a banker on call whenever you need one — that is all it takes to start with Crown.”

Get Started