A crypto card for every way you spend

Choose between Virtual, Classic and Metal. Every card is linked to the same crypto balance and managed from one app.

3Card plans
5%Max cashback
150+Countries
$0Virtual card fee

Simple plans, no surprises

Upgrade or downgrade anytime from the app. Your card number stays the same.

QBNC Pay Virtual card

Virtual

$0/mo

For online shopping, subscriptions and mobile wallets.

  • Issued instantly after KYC
  • 1% cashback in USDT
  • Apple Pay & Google Pay
  • Up to 5 disposable cards
  • $10,000 monthly spend limit
Get Virtual
QBNC Pay Metal card

Metal

$14.99/mo

Premium stainless steel card with travel perks.

  • Everything in Classic
  • 5% cashback in BTC
  • Airport lounge access (6 / year)
  • $3,000 free ATM withdrawals / month
  • Dedicated account manager
Get Metal

Side-by-side comparison

FeatureVirtualClassicMetal
Monthly feeFree$4.99$14.99
Card typeVirtualVirtual + plasticVirtual + steel
Cashback1% in USDT3% in BTC5% in BTC
Crypto top-up fee1.0%0.5%0%
Free ATM withdrawals—$1,000 / month$3,000 / month
Monthly spend limit$10,000$50,000$150,000
Apple Pay & Google Pay✓✓✓
Disposable cards510Unlimited
Airport lounge access——✓
SupportStandardPriorityDedicated manager

Built for how you actually use crypto

Auto conversion

Pay in any currency — we convert from your chosen crypto at checkout.

Instant freeze

Lost your card? Freeze it in one tap and unfreeze when found.

Live alerts

Get a push notification the moment your card is used.

Multiple cards

Create separate cards for travel, subscriptions or teams.

QBNC Pay mobile app

Manage every card from one app

Set limits, choose which asset to spend first and see your PIN — all without calling support.

  • Choose your default spending asset
  • Turn online, ATM or contactless on and off
  • Daily and per-transaction spending limits
  • Export statements in PDF or CSV
Open an account

Ready to spend your crypto?

Join over 2 million people using QBNC Pay. Get your free virtual card in minutes.